The only trading journal built for how NZ traders are actually taxed.
Forex, metals, crypto and shares — each taxed under the correct NZ rule, automatically. Provisional tax, ACC, indefinite loss carry-forward, GST and CARF, all handled. Start with 7 days of full Pro, free — no card, and you can light up a demo dashboard in one click.
Full Pro free for 7 days — no credit card. After that your live tax report stays free; you only pay to export the PDF and share with your accountant.
Just want a quick estimate? Try the free NZ trading tax calculator — no sign-up.
Equity Curve
Cumulative NZD P&L · FY 2024–25
Tax Summary
Set aside now
$15,910
Drag-and-drop imports from the platforms you already trade on
How it works
Broker export to accountant-ready, in three steps.
Import
Drag in your MT4, MT5, OANDA or Pepperstone export — or add trades by hand. We parse, dedupe, classify each instrument type and pull the RBNZ mid-rate for every close date in one pass.
Review
See live NZD P&L, your estimated tax, provisional-tax forecast and business-classification risk. Every number traces straight back to the trade behind it — nothing is a black box.
Tax report
View your full bracket-by-bracket tax report free — ACC levy, provisional schedule and loss carry-forward included. On Pro, export it as an accountant-ready PDF or share a read-only link — the exact figures needed to complete your IR3.
Platform capabilities
Intelligence built for NZ tax reality.
We didn’t build a generic journal with an “NZ tax” tickbox. The tax engine is the product.
NZ tax done right
Forex and metals are treated as Financial Arrangements. Crypto is treated separately. Shares are tested for purpose of resale. We apply the right rule for every instrument — automatically.
The tax engine is the product
RBNZ NZD conversion on every trade
Every USD, EUR, AUD or JPY P&L is converted to NZD using the official RBNZ mid-rate for the trade-close date. No more spreadsheets, no more month-end reconciliation.
Accountant-ready PDF in one click
Generate a complete tax summary with bracket-by-bracket calculations, ACC levy, provisional tax schedule, and loss carry-forward. Contains the exact figures your accountant needs to complete your IR3.
Provisional tax, predicted
We track your residual income tax mid-year and warn you before you cross the $5,000 threshold. Instalment dates and amounts ready before 28 August catches you out.
Indefinite loss carry-forward
A built-in ledger that remembers your unused trading losses across every tax year — applied automatically against future profits before tax is calculated.
Broker CSV import
Drag-and-drop your MT4, MT5, OANDA or Pepperstone export. We parse, dedupe, classify the instrument type and pull rates for every close date in one pass.
Who it’s for
Whatever you trade, however you file.
Forex, metals, crypto & share traders
Get a NZD P&L and a tax number you can actually trust — without a spreadsheet. Each instrument is taxed under the correct NZ rule automatically, whatever you trade.
Start free — 7 days of ProManage clients, not spreadsheets
Take a tokenised read-only share link from any client, or run several from the Accountant plan. Bracket-accurate figures, branded reports and bulk export — ready to file.
See the Accountant planTrading through a company or sole trader
Business-classification risk scoring, GST turnover warnings and provisional-tax forecasting built in — so a growing trading operation stays compliant as it scales.
Start freeWhy traders trust the numbers
Proof, not promises.
No fine print, no “in most countries” hedging. Here’s exactly what the engine does.
Pricing
One yearly tax bill saved pays for the whole subscription.
Every paid plan covers all asset classes — forex, metals, crypto andshares — with the full IR3-ready NZ tax engine, not just crypto disposals. You're paying for breadth, not add-ons.
Tax-deductible. If you trade as a business, your TradeLog NZ subscription is a claimable business expense — log it under accounting/software in the expenses tracker.
Prices in NZD, GST inclusive. Cancel anytime from your billing page.
FAQ
Tax questions, answered straight.
How is my forex P&L taxed in NZ?
Realised forex P&L is taxable income under the Financial Arrangements Rules. Most retail traders qualify as a "cash basis person" — meaning P&L is recognised when the trade closes, in NZD at the RBNZ rate on that date. TradeLog NZ applies this treatment by default.
Do I need to pay GST on trading profits?
No. Forex and metals trading P&L is GST-exempt as a financial service. GST only applies if you separately earn income from selling courses, signals, or subscriptions above the $60,000 threshold. We flag this in the dashboard if it applies.
When does provisional tax kick in?
When your residual income tax for the prior year exceeds $5,000. We track this throughout the year and forecast your three instalments — due 28 August, 15 January and 7 May — so you never get caught out.
What about losses?
Trading losses carry forward indefinitely in NZ. We maintain a full ledger and apply prior-year losses against current-year profits before calculating your tax — so you keep the deduction without manual tracking.
Security & Trust
Your financial data, protected.
Enterprise-grade infrastructure, independent security audits, and full compliance with NZ privacy law — so you can focus on trading.
Encrypted in transit & at rest
Every connection to TradeLog NZ uses TLS 1.3. All stored data — trades, tax calculations, personal information — is encrypted at rest using AES-256.
Audited infrastructure
Hosted on Railway, which holds SOC 2 Type II certification — independently audited security controls, verified annually. Railway runs on Google Cloud Platform.
Payments via Stripe
All card payments are processed by Stripe — PCI DSS Level 1 certified, the highest tier of payment security. TradeLog NZ never sees or stores your card details.
NZ privacy law compliant
We collect the minimum data needed, never sell it, and retain it only as long as required. You can export or delete your data at any time under the Privacy Act 2020.
View full security details including infrastructure certifications and responsible disclosure.